Privacy Policy - PakCalcHub.com

Last Updated: July 13, 2026 | Contact: contact@pakcalchub.com

At PakCalcHub.com, your privacy is important. We operate 19 free calculators for Pakistan including Salary Tax 2026-27, Zakat, Gold Price Live, Currency Converter, Electricity Bill, Fuel Cost, BMI etc. This policy explains what data we collect and how we use it.

1. No Personal Data Collection - 100% Client Side

All calculator processing happens locally in your browser via JavaScript. We do NOT store, transmit, or log your inputs like salary, CNIC, weight, units, gold weight. When you close tab, data is gone. We have no database for calculator inputs. This is by design for privacy.

2. Information We Do Collect (Non-Personal)

• Analytics: Google Analytics 4 (GA4) may collect anonymized page views, device type, country (Pakistan), browser, time on page to improve tools. No personal name, email, CNIC. IP anonymized.
• Log Files: Vercel hosting may collect standard log files like IP, user agent, pages visited for security and performance.
• Contact Email: If you email contact@pakcalchub.com, we keep email only to reply, not shared.

3. Cookies

We use cookies for:

• Google AdSense: AdSense uses cookies to show relevant ads. Google may use DoubleClick cookie for interest-based ads. You can opt out at Ad Settings. See Google Ad Policy.
• Google Analytics: GA4 uses cookies to understand traffic. You can disable via browser settings.

We do NOT set login cookies as no login required.

4. Third Party Links

Our calculators link to authoritative sources like FBR.gov.pk, NEPRA.org.pk, SBP.org.pk, WHO.int, HEC.gov.pk, PLRA Punjab, OGRA.org.pk, open.er-api.com, gold-api.com via our /api/* routes. Those sites have their own privacy policies.

5. External API Data

Our live rate tools fetch from open.er-api.com (forex), gold-api.com (gold), and our own /api/* routes which in turn fetch from public sources. No personal data sent to those APIs, only requests for rates. Each tool shows Fetched At timestamp for transparency.

6. Children Privacy

Our tools are general calculators not directed to children under 13. We do not knowingly collect data from children.

7. Your Rights (GDPR/CCPA/Pakistan)

You can disable cookies via browser, use incognito, opt out of personalized ads via Google Ad Settings. You can request deletion of any email you sent us at contact@pakcalchub.com.

8. Data Security

Vercel hosting uses HTTPS, TLS 1.3, HSTS, Brotli compression. No database to hack for calculator inputs as they stay in browser.

9. Changes

We may update this policy when we add new tools like Phase 2 Bill Checkers (LESCO, SNGPL, PTCL guides). Revised date shows Last Updated. Material changes will be noted here.

10. Contact

For privacy concerns, email contact@pakcalchub.com. We reply within 24 hours. Address: PakCalcHub.com - Sargodha, Punjab, Pakistan (online only).

This Privacy Policy is for pakcalchub.com, effective July 2026. For AdSense approval, we comply with Google Publisher Policies.